Certain dental services are covered by some health insurance policies, whilst others don't offer any dental coverage. As an add-on to the standard health insurance plan, some health insurance plans provide separate dental coverage. Additionally, dental insurance can be obtained as a standalone plan. To find out what dental services are covered, it is essential to contact your health insurance company or review the specifics of your plan's coverage.
Solely very limited dental coverage, such as coverage for routine maintenance or only for certain operations, is provided by some health insurance plans. Other insurance plans might provide more comprehensive coverage, including procedures like extractions, fillings, and even more involved procedures like crowns and root canals. It's crucial to review the coverage of your plan and confirm with your insurance provider what is and is not covered.
Although it is typical to have separate dental and medical insurance plans, some medical insurance plans also offer additional coverage for dental services. A stand-alone dental insurance policy is the most popular type of dental protection.
To prevent any unforeseen costs associated with any necessary dental treatments, it is advised that you have a thorough understanding of your dental coverage, including what is covered and what is not, as well as what the restrictions are.
In India, health insurance companies offer various types of health insurance plans, and some of them include dental coverage as part of the plan, while others offer it as an add-on. Some of the health insurance companies in India that offer plans that include dental coverage include:
- Star Health and Allied Insurance
- Religare Health Insurance
- Max Bupa
- Apollo Munich Health Insurance
- HDFC Ergo Health
- CignaTTK
- Care Health Insurance (Formerly Reliance Health Insurance)
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