🌍 Is Investing in Global Markets Optional? The Numbers Say No. Most investors stick to what they know — their home market. But 2024's market returns tell a very different story. Here's how the three biggest economic powerhouses performed last year: 🇺🇸 United States (S&P 500): +25% Fuelled by the AI revolution, mega-cap tech dominance, and two consecutive years of 20%+ returns — the best such run since the dot-com era. Nvidia alone surged 171%. 🇨🇳 China (CSI 300): +15% Written off by many investors early in the year, China came roaring back in the second half after the government unveiled sweeping economic stimulus. Those who stayed patient or positioned early were rewarded. 🇮🇳 India (Nifty 50): +8.8% Still positive — and still one of the best-performing large economies over the past decade — but a relative underperformer in 2024 after years of exceptional returns. Valuations had run ahead of earnings, and markets corrected course. What does this tell us? No single ...
How Loans Against Mutual Funds Can Empower Investors Without Forcing Liquidation The Smart Alternative to Selling Your Investments Picture this scenario: You've built a solid mutual fund portfolio over the years, watching your investments grow steadily. Suddenly, you need funds for a business opportunity, medical emergency, or major purchase. Your first instinct might be to sell some units, but what if there was a better way? Loans against mutual funds (LAMF) offer a powerful solution that lets you access liquidity while keeping your investments intact and growing. What Are Loans Against Mutual Funds? A loan against mutual fund is a secured credit facility where your mutual fund units serve as collateral. Instead of redeeming your investments, you pledge them to a lender (typically banks or NBFCs) and receive funds based on a percentage of your portfolio's current value. Key Benefits That Empower Investors 1. Preserve Your Investment Growth Your mutual fund units re...