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 5 child SIP rules every parent must know  https://youtube.com/shorts/ow6PqV-Ul7I?feature=share
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 How to build a resilient  portfolio ? Ramesh had been investing for 5 years. ₹8 lakh in mutual funds — all in aggressive mid and small cap funds. No debt component. No gold. No emergency fund. When his portfolio dropped 42%, he did what fear told him to. He redeemed everything. "I'll reinvest when things stabilise," he told himself. Things stabilised. He never reinvested. He missed one of the greatest recoveries in market history. Priya had been investing for the same 5 years. Same ₹8 lakh corpus. But her portfolio looked different: → 60% in large cap and flexi cap equity → 20% in short-duration debt funds → 10% in gold funds → 6 months of expenses sitting in a liquid fund — untouched When markets crashed, her portfolio fell too — but only 24%. The debt and gold held steady. The liquid fund meant she never felt desperate. She didn't redeem a single unit. Her SIPs kept running through the bottom. By December 2020, she was in profit. By 2023, her corpus had more than d...
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  Global Markets are Crashing will India be Next ? "Did you know that the American tech index—the Nasdaq Composite—just took a massive 4.18% dive? And it’s not just tech. The S&P 500, Dow Jones, and even chip giants are bleeding. The South Korea’s Index Kospi which has given 2X returns in the last one year to European markets... the global map is red. So, why is the world market crashing, and is India next?" REASON 1: THE BOND TRAP "There are two major triggers behind this global panic. First, Bond Yields. The US 10-year treasury yield has climbed past 4.5%, and the 30-year yield is hitting 5%. Think about it: if institutional global investors can get a guaranteed, risk-free 5% return from the US government, why would they risk their cash in volatile tech stocks?" REASON 2: THE JOBS SHOCK Host: "Second, the US Job Data. The market expected about 80,000 new jobs. Instead? It came in at a massive 172,000. You'd think strong employment is good news, right?...
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 What are the 3 pillars for wealth creation ? Do you Want to build  wealth and protect your family? You only need three pillars. Miss even one, and the whole house collapses. Pillar 1:  SIPs, or Systematic Investment Plans. This is your wealth engine. You set up a monthly SIP for your kid's education, a separate one for your dream retirement, and a smaller, short-term one for vacations. Let compounding be your wealth creator  Pillar 2:  Term Insurance. This isn't an investment; it’s pure protection. If something happens to you, your income vanishes. A  term plan ensures your family's future stays secure and your debts get paid. you need 10 times your annual saraly for a term insurance cover  Pillar 3: Health Insurance. A single medical emergency can wipe out a lifetime of savings in days. Health insurance ensures diseases fight your policy, not your bank account." Every on postpones taking health insurance or think that they have a company cover which ...
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