How Loans Against Mutual Funds Can Empower Investors Without Forcing Liquidation The Smart Alternative to Selling Your Investments Picture this scenario: You've built a solid mutual fund portfolio over the years, watching your investments grow steadily. Suddenly, you need funds for a business opportunity, medical emergency, or major purchase. Your first instinct might be to sell some units, but what if there was a better way? Loans against mutual funds (LAMF) offer a powerful solution that lets you access liquidity while keeping your investments intact and growing. What Are Loans Against Mutual Funds? A loan against mutual fund is a secured credit facility where your mutual fund units serve as collateral. Instead of redeeming your investments, you pledge them to a lender (typically banks or NBFCs) and receive funds based on a percentage of your portfolio's current value. Key Benefits That Empower Investors 1. Preserve Your Investment Growth Your mutual fund units re...
Rs.12 Lakh Per Year School Fees vs Rs.25 Lakh MBA: The Shocking Math That's Breaking Indian Parents' Bank Accounts
Rs.12 Lakh Per Year School Fees vs Rs.25 Lakh MBA: The Shocking Math That's Breaking Indian Parents' Bank Accounts A viral Reddit post from a Google employee couple spending ₹12 lakhs annually on their child's school fees has sparked the biggest education cost debate of 2025. Here's the brutal financial reality every Indian parent needs to see. Last week, a couple working at Google with a combined income of ₹60 lakhs went viral on Reddit for a simple question that's keeping thousands of Indian parents awake at night: "We're spending ₹12 lakhs per year on our 8-year-old's school fees. A top MBA costs only ₹25 lakhs total. Are we making a massive financial mistake?" The post exploded with 8,000+ comments, heated debates across parent WhatsApp groups, and uncomfortable questions about India's premium education obsession. As someone who's analyzed education spending patterns for 300+ high-earning Indian families, let me share the number...